Prequalify in less than 5-minutes
Annex Bedfordview has partnered with South Africa’s premier home loan company, ooba. By using ooba you are more likely to get your home loan approved than by just applying to your bank.
Get pre-qualified in less than 5-minutes with the ooba Bond Indicator – a 100% online, paperless, secure self-service tool that measures your credit score, income and expenditure in order to assess your home loan affordability as a Bank would.
So what does this mean for you?
- 100% bond financing for qualified buyers, subject to credit approval and deal structure.
- One application which can be submitted to all banks.
- Receive multiple quotes to compare.
- Let ooba help negotiate rate & terms where necessary.
What documents are required for your homeloan application?
IF YOU ARE A SALARIED EMPLOYEE?
- Identity document/s
- Proof of address
- 3-months consecutive payslips/ 6-months consecutive payslips if commission or overtime earned
- 3-months latest bank statements
- Proof of income tax number
- Marriage certificate (if applicable)
- Antenuptial contract (if applicable)
IF YOU ARE SELF-EMPLOYED?
- Identity document/s
- Proof of address
- Confirmation of income by accountant/ auditor
- Signed audited financials for the latest 2-years
- Up to date management accounts if financials more than 6-months old
- Latest IT34
- Latest 6-months personal and business bank statements
- Signed personal statement of assets and liabilities
- Proof of income tax number
- Marriage certificate (if applicable)
- Antenuptial contract (if applicable)
